vendor finance - we sell houses with financing

In today’s high priced real estate market many people experience difficulties obtaining finance to purchase a home. All too often the strict lending criteria of the main financial institutions prevent people securing adequate finance and others, simply can not afford a large cash deposit required to secure a house. Unlike traditional lenders such as banks, we provide favourable, personalised terms and repayment options to enable potential home buyers to purchase a home.

We offer our buyers the opportunity to pay for the house by paying for 'some now’ in the form of a low deposit, and paying for ‘some later’ by agreed instalments for the remaining balance of the house price.

Applicants are still required to pass our lending conditions, but the lending criteria is less rigorous than traditional lending institutions. Self-employed workers, new immigrants and those with no savings history or previous bad credit can achieve home ownership through us. We find this solution works for many people.

our house and loan package benefits are:

No bank qualifying, we provide you the loan, and you pay by instalments.
You don't pay mortgage insurance, administration fees or finance application fees.
Interest rates starting from 7.06% fixed for 1 years on our Loan Packages.
We have flexible deposit options to give you more choices. On our Low Deposit Loan Package, deposits start from as little as $5,000.
Move into your own home straight-away allowing the you to take advantage of any capital gains your home accrues, unlike those who rent.
The price of the house is fixed for the life of the loan, and any increase in the property price is your capital gain.
You are not locked into the loan and can refinance / sell at anytime.

advantages of home ownership:

Not having a landlord, as you have your own home.
Being able to own and keep pets.
With home ownership you are not paying dead rent money, your repayment go towards your own house.
Being able to create the home you want for your family by decorating, painting or renovateing your own home.
Don't ever need to move again, if you don't want too!.
Increase your net wealth over time with the capital gain from your house.

Our houses sell much faster than conventional houses', as we are providing the financing. So if you are interested in our House and Loan Package, call us to arrange an inspection of the house today.